Full & final settlement

The process of full & final settlement may allow you to negotiate with your creditors to accept a lump sum payment in full settlement, that is typically less than the amount owed (sometimes up to 75% less). The money may be a windfall (lottery win, inheritance), an offer from friend or family member or equity released from the home.

We are happy to assist you in pursuing full & final settlement as a possible solution. Contact us to discuss this further.


PKS is authorised and regulated by the Financial Services Authority in respect of mortgage and general insurance business only.
Registered address: 10 Addison Gardens, Odiham, Nr Basingstoke, Hants RG29 1AS
Your home may be repossessed if you fail to keep up repayments on your mortgage.
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