The cheapest insurance policy is often the "wrong" policy!
Published ¤ 23/12/2010 14:18:57
Brian Brown from Defaqto comments "If you focus too heavily on price you risk buying the wrong insurance!"
Brian Brown is principle consultant for general insurance at Defaqto, an independent company providing star ratings for general insurance companies to help buyers understand the benefits of different products.
He said "It is important for consumers to focus on product features, and not just price, when comparing products to make sure they know exactly what they are buying. Each person's needs and circumstances will be different and only through looking at what policies offer can people really compare products and assess what might best meet their needs.
"If people focus too heavily on price they risk buying the wrong type of insurance for their needs - and, of course, they will only discover that they are underinsured when they come to make a claim.
"We consider an extensive range of features and benefits when rating products, and do not knowingly exclude any products. Importantly, our ratings are independent of provider influence."
At PKS we offer independent advice on all areas of mortgages and insurance. So, if you want to be sure you are buying the right policy, call PKS today.
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